Rising interest rates and bond value declines May or May Not Turn Around Soon: The U.S. banking system, while resilient even among signs of stagflation, has encountered challenges due to rising interest rates. These have led to an increase in the cost of deposits and other funding, as well as a decline in the value of fixed-rate securities. These factors have subsequently led to increasing loan delinquency rates in some categories, prompting banks to set aside more funds for potential credit losses.
Geopolitical Tensions have risen enormously in recent years: U.S. banking executives have expressed concerns about mounting regional conflicts posing major risk to economic growth. The uncertainty surrounding proxy wars between the Great Powers, requiring funding for Ukraine and Israel, and greater liquidity in the banking system, can have significant ramifications for the banking industry and the broader economy.
Considering these applications, IntualityAI market opportunities in banking sectors abound: Banks and financial institutions will seek advanced solutions like IntualityAI to assess and navigate risks. This also leads to opportunities to offer prediction services to the American public, particularly in the costs of regulatory compliance, and strategic decision-making in Finance.
· Predicting Market Reactions to Geopolitical Events: IntualityAI's capabilities in understanding and predicting human behaviors could be leveraged to forecast market reactions to geopolitical events, offering banks and investors valuable insights into potential risk scenarios.
· Assessing Credit and Liquidity Risks: With its intuitive rationality algorithm, IntualityAI could provide more accurate predictions of credit and liquidity risks, enabling banks to make better-informed decisions about lending and capital allocation.
The financial analytics segment in North America was valued at USD 9.65 billion in 2023 and is projected to reach USD 17.20 billion by 2028, with a CAGR of 12.25%. For big data analytics in the banking sector, the market size is estimated at USD 6.97 billion in 2023, expected to grow to USD 19.72 billion by 2028, at a CAGR of 23.11%. The most easily addressable and fastest-growing segments are in America, and the global finance centers are generally three times as large.
Main user audiences for the benefits of more accurate economic predictions by IntualityAI are:
· Bankers: Enhanced prediction accuracy can lead to better risk management, informed lending decisions, and more efficient capital allocation. There are over 14,381 risk managers currently employed in the United States source.
· Borrowers: Accurate predictions can result in more favorable lending terms and better access to credit.
· Financial Analysts: As of 2021, there were approximately 273,293 financial analysts employed in the United States source.
· Wealth Management Advisors: There are over 116,025 wealth management advisors currently employed in the United States source.
· Investors: Better predictions can lead to more informed investment decisions and optimized portfolio management. IntualityAI already offers portfolio management advisory services.
· Business Managers and Employees: Improved forecasting can guide strategic decisions, operational efficiencies, and workforce planning.
· Overall Finance and Insurance Industry: As of February 2023, there are about 6.68 million Americans employed in the finance and insurance industry source.
· Consumers: Accurate economic forecasts can inform personal financial decisions and spending habits. IntualityAI has plans to serve this audience with subscription-based predictions.
IntualityAI's Behavioral Intuition Technology is essential for finance and banking professionals:
1. Simulation of Human Behavior: IntualityAI's platform simulates human behavior and decision-making, offering a unique approach to predicting real-time future events. This capacity is crucial in financial sectors where understanding market sentiments and investor behaviors can significantly impact investment decisions and risk management.
2. Combining Intuition and Logic: Unlike traditional data analytics tools and language learning models (LLMs), IntualityAI combines human intuition and subconscious behaviors with machine logic. This integration allows for a nuanced understanding of market dynamics and human-driven financial trends, which is not fully captured by conventional quantitative models.
3. Diverse and Multiple Cross-Correlated Applications: IntualityAI's predictive capabilities extend across various sectors, including providing buy and sell signals in the stock market and projecting polling numbers for political candidates. This versatility indicates its potential utility in diverse financial and banking scenarios, from investment strategies to risk assessment.
4. Adaptive AI Learning: IntualityAI continuously learns from real-time changes, enhancing its prediction accuracy. This feature is particularly beneficial in the rapidly evolving financial markets, where traditional AI might lag in adapting to new patterns and trends. IntualityAI, with adaptive learning and potentials for continual self-improvement, is at the leading edge of the knowledge revolution.
