November 24, 2023

 

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"A pause to report how we are doing in the markets", by Grant Renier 

 "10 Ways IntualityAI can help Human Resources", by Dr Howard Rankin

 "IntualityAI needed in Rising American Banking and Financial Risk", by Michael Hentschel

 
 

Current Prediction News

  • We have instructed IntualityAI to increase the track record trade size to make use of its generated profits.
  • The track record account continues to 'Sleep' since 9/12.
  • Biden is now out-polling Trump 49% to 47%.
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A pause to report how we are doing in the markets

I'm taking this opportunity to respond to questions as to why our track record account has not been outperforming the S&P 500 Index. We agree that it should do better. However, it is always fair to evaluate it in context with the investment management community and the results published by major fund management firms, especially for this year. Here are the results. We are in pretty good company.

 

by Grant Renier, Intuality Chairman, engineering, mathematics, behavioral science, economics

 

10 Ways IntualityAI can help Human Resources

IntualityAI can significantly benefit Human Resources (HR) functions by providing data-driven insights that help in decision-making, talent management, and overall workforce planning. Here are several ways in which IntualityAI’s predictive analytics system can help Human Resources.

Talent Acquisition and Recruitment: IntualityAI can assist in identifying the most effective recruitment channels, optimizing job 

advertisements, and predicting candidate success based on historical data. 

This helps HR professionals make more informed decisions about where to allocate recruiting resources and which candidates are likely to be a good fit for specific roles.

Employee Retention: IntualityAI can analyze various factors contributing to employee turnover, such as job satisfaction, engagement, and career advancement opportunities. By identifying patterns and predictors of turnover, HR can take proactive measures to retain valuable employees, such as implementing targeted retention strategies and addressing underlying issues.

Workforce Planning: HR can use IntualityAI to forecast future workforce needs based on historical trends, business growth projections, and changes in industry or market conditions. This enables better workforce planning, including determining optimal staffing levels, skill requirements, and succession planning.

Employee Performance: IntualityAI can assess factors contributing to employee performance, helping HR identify high-potential employees and those who may need additional support or training. This can inform performance management strategies, training programs, and career development initiatives.

Training and Development: By analyzing employee performance data, HR can identify skill gaps and training needs within the organization. Predictive analytics can help design targeted training programs to enhance employee skills and align development initiatives with organizational goals.

Diversity and Inclusion: Predictive analytics can be used to track diversity and inclusion metrics, helping HR identify areas for improvement and assess the impact of diversity initiatives. This data-driven approach can contribute to creating a more inclusive and diverse workplace.

Absenteeism and Leave Management: IntualityAI can analyze historical data to identify patterns related to absenteeism and leave usage. HR can use this information to develop strategies for managing absenteeism, improving employee well-being, and implementing policies that support a healthy work-life balance.

Compensation Planning: Predictive analytics can assist in determining competitive salary ranges based on factors such as job roles, skills, and market conditions. This helps HR ensure that the organization's compensation packages are competitive and aligned with industry standards.

Employee Engagement: By analyzing employee feedback, survey responses, and other engagement metrics, predictive analytics can help HR identify factors influencing employee engagement. This information can guide initiatives to improve workplace culture, communication, and overall employee satisfaction.

Succession Planning: Predictive analytics can assess the readiness and potential of employees to take on key roles in the future. This helps HR develop succession plans, ensuring a smooth transition when key personnel leave or retire.

Implementing predictive analytics in HR requires access to relevant data, sophisticated analytics tools, and a strategic approach. Additionally, it's crucial to consider ethical considerations, data privacy, and transparency when utilizing IntualityAI in HR decision-making.

by Howard Rankin PhD, Intuality Science Director, psychology and cognitive neuroscience

 

IntualityAI needed in Rising American Banking and Financial Risk

By integrating behavioral science into AI, IntualityAI has clear potential to enhance current methods of evaluating the banking environment. This humanized-AI approach can provide deeper insights into human decision-making processes and subconscious behaviors, which are critical in times of economic uncertainty and volatility. Key economic and political risks identified in 2023 are related to rising interest rates, geopolitical tensions, and regulatory challenges, each presenting unique challenges and needs for more accurate prediction:

Rising interest rates and bond value declines May or May Not Turn Around Soon: The U.S. banking system, while resilient even among signs of stagflation, has encountered challenges due to rising interest rates. These have led to an increase in the cost of deposits and other funding, as well as a decline in the value of fixed-rate securities. These factors have subsequently led to increasing loan delinquency rates in some categories, prompting banks to set aside more funds for potential credit losses.

Geopolitical Tensions have risen enormously in recent years: U.S. banking executives have expressed concerns about mounting regional conflicts posing major risk to economic growth. The uncertainty surrounding proxy wars between the Great Powers, requiring funding for Ukraine and Israel, and greater liquidity in the banking system, can have significant ramifications for the banking industry and the broader economy.

Considering these applications, IntualityAI market opportunities in banking sectors abound: Banks and financial institutions will seek advanced solutions like IntualityAI to assess and navigate risks. This also leads to opportunities to offer prediction services to the American public, particularly in the costs of regulatory compliance, and strategic decision-making in Finance.

· Predicting Market Reactions to Geopolitical Events: IntualityAI's capabilities in understanding and predicting human behaviors could be leveraged to forecast market reactions to geopolitical events, offering banks and investors valuable insights into potential risk scenarios.

· Assessing Credit and Liquidity Risks: With its intuitive rationality algorithm, IntualityAI could provide more accurate predictions of credit and liquidity risks, enabling banks to make better-informed decisions about lending and capital allocation.

The financial analytics segment in North America was valued at USD 9.65 billion in 2023 and is projected to reach USD 17.20 billion by 2028, with a CAGR of 12.25%. For big data analytics in the banking sector, the market size is estimated at USD 6.97 billion in 2023, expected to grow to USD 19.72 billion by 2028, at a CAGR of 23.11%. The most easily addressable and fastest-growing segments are in America, and the global finance centers are generally three times as large.

Main user audiences for the benefits of more accurate economic predictions by IntualityAI are:

· Bankers: Enhanced prediction accuracy can lead to better risk management, informed lending decisions, and more efficient capital allocation. There are over 14,381 risk managers currently employed in the United States source.

· Borrowers: Accurate predictions can result in more favorable lending terms and better access to credit.

· Financial Analysts: As of 2021, there were approximately 273,293 financial analysts employed in the United States source.

· Wealth Management Advisors: There are over 116,025 wealth management advisors currently employed in the United States source.

· Investors: Better predictions can lead to more informed investment decisions and optimized portfolio management. IntualityAI already offers portfolio management advisory services.

· Business Managers and Employees: Improved forecasting can guide strategic decisions, operational efficiencies, and workforce planning.

· Overall Finance and Insurance Industry: As of February 2023, there are about 6.68 million Americans employed in the finance and insurance industry source.

· Consumers: Accurate economic forecasts can inform personal financial decisions and spending habits. IntualityAI has plans to serve this audience with subscription-based predictions.

IntualityAI's Behavioral Intuition Technology is essential for finance and banking professionals:

1. Simulation of Human Behavior: IntualityAI's platform simulates human behavior and decision-making, offering a unique approach to predicting real-time future events. This capacity is crucial in financial sectors where understanding market sentiments and investor behaviors can significantly impact investment decisions and risk management.

2. Combining Intuition and Logic: Unlike traditional data analytics tools and language learning models (LLMs), IntualityAI combines human intuition and subconscious behaviors with machine logic. This integration allows for a nuanced understanding of market dynamics and human-driven financial trends, which is not fully captured by conventional quantitative models.

3. Diverse and Multiple Cross-Correlated Applications: IntualityAI's predictive capabilities extend across various sectors, including providing buy and sell signals in the stock market and projecting polling numbers for political candidates. This versatility indicates its potential utility in diverse financial and banking scenarios, from investment strategies to risk assessment.

4. Adaptive AI Learning: IntualityAI continuously learns from real-time changes, enhancing its prediction accuracy. This feature is particularly beneficial in the rapidly evolving financial markets, where traditional AI might lag in adapting to new patterns and trends. IntualityAI, with adaptive learning and potentials for continual self-improvement, is at the leading edge of the knowledge revolution.

  • Liberty Street Economics - Banking System Vulnerability: 2023 Update
  • CEPR - The US banking crisis of 2023 
  • St. Louis Fed - Economic Uncertainty, Rising Interest Rates Challenge Banks
  • Reuters - US banking execs on geopolitical risks, soft landing 

by Michael Hentschel, Intuality CFO, anthropologist, economist, venture capitalist

 

We'd love to have your comments sent to Reply@IntualityAI.com. All comments are confidential.

 
 
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